Self-Employed Health
Flexible health coverage for freelancers, 1099 workers, real estate agents, and business owners.
Explore optionsPROTECTING WHAT MATTERS MOSTPROTEGIENDO LO QUE MÁS IMPORTA
Protection designed
around your life.Protección diseñada
para tu vida.
Straightforward insurance options for self-employed professionals, families, and small businesses—without the confusing runaround.Opciones claras para trabajadores independientes, familias y pequeños negocios—sin vueltas ni confusión.
Personalized options No-pressure guidance Simple explanations
✓
YOUR COVERAGE
Built around your life.
HealthIncluded
LifeAvailable
GuidancePersonal
1099Self-employed friendly
★Real support
Coverage for real life
Independent contractorsFamiliesSmall businessesLife insurance
FIND YOUR FIT
Insurance options for where you are now.
Whether you work for yourself, protect a growing family, or take care of a team, we help you compare options and understand what you're choosing.
Family Coverage
Practical health options designed to protect the people who matter most at a price that makes sense.
Protect my familyLife Insurance
Personalized protection that helps your family stay financially secure through life's unexpected moments.
View coverageSmall Business Plans
Group health solutions that help business owners support and retain their people.
Cover my teamLICENSED SERVICE AREAÁREA DE SERVICIO CON LICENCIA
Coverage guidance across nine states.Orientación de cobertura en nueve estados.
Moya Insurance is currently licensed to offer insurance guidance in the states highlighted on the map.Moya Insurance actualmente cuenta con licencia para ofrecer orientación de seguros en los estados resaltados en el mapa.
Alabama Louisiana Florida Texas Ohio Maryland Michigan North Carolina South Carolina
Plan availability and eligibility vary by state, carrier, and individual circumstances.La disponibilidad y elegibilidad de los planes varían según el estado, la aseguradora y las circunstancias individuales.
Currently licensedLicencia vigente
Select a highlighted state to confirm availability.Selecciona un estado resaltado para confirmar disponibilidad.
MEET JONATHAN MOYACONOCE A JONATHAN MOYA
A real person in your corner.Una persona real de tu lado.
Jonathan helps families, self-employed and 1099 professionals, and small-business owners understand their health insurance options. His approach is personal and straightforward: listen first, explain clearly, and help each client make a confident decision without pressure.Jonathan ayuda a familias, trabajadores independientes y profesionales 1099, y dueños de pequeños negocios a entender sus opciones de seguro de salud. Su enfoque es personal y directo: escuchar primero, explicar claramente y ayudar a cada cliente a decidir con confianza y sin presión.
Health insuranceSeguro de salud Self-employed & 1099Independientes y 1099 Family coverageCobertura familiar Small businessesPequeños negocios
1-on-1Personal guidance
ClearPlan comparisons
HereWhen you need help
MOYAINSURANCE
My job is to make insurance easier to understand and help you find coverage that actually fits your life.Mi trabajo es hacer que el seguro sea más fácil de entender y ayudarte a encontrar una cobertura que se adapte a tu vida.
Jonathan MoyaOwner, Moya InsurancePropietario, Moya Insurance
Professional headshot coming soonFoto profesional próximamenteSIMPLE FROM START TO FINISH
Three steps. Zero confusion.
Tell us what you need
Share a few details about your situation and coverage goals.
Compare your options
Get clear explanations of plans that may fit your needs.
Choose with confidence
Pick your coverage with personal help through the process.
WHAT TO EXPECTQUÉ PUEDES ESPERAR
A helpful conversation—not a sales pitch.Una conversación útil, no un discurso de ventas.
Your free consultation is a simple phone conversation focused on your situation, priorities, and questions.Tu consulta gratuita es una conversación sencilla enfocada en tu situación, prioridades y preguntas.
We listen firstPrimero escuchamos
Tell us who needs coverage, what matters most, and what you want to improve.Cuéntanos quién necesita cobertura, qué te importa y qué deseas mejorar.
We explain clearlyExplicamos claramente
We review possible options, costs, networks, and important tradeoffs in plain language.Revisamos opciones, costos, redes y diferencias importantes en lenguaje sencillo.
You decideTú decides
Ask questions and choose your next step without pressure or obligation.Haz preguntas y elige tu próximo paso sin presión ni obligación.
SCHEDULE A FREE CONSULTATIONAGENDA UNA CONSULTA GRATUITA
Choose a live available time.Elige un horario disponible.
The secure booking page shows only open appointment times. Personal calendar details and other clients' information remain private.La página segura muestra solamente horarios disponibles. Los detalles del calendario y la información de otros clientes permanecen privados.
LIVE GOOGLE CALENDARCALENDARIO DE GOOGLE EN VIVO
No double booking.Sin citas duplicadas.
Booked and personally blocked times are automatically removed from the choices clients can see.Las citas reservadas y los horarios bloqueados se eliminan automáticamente de las opciones visibles.
View Available TimesVer horarios disponibles Opens your secure Google booking pageAbre tu página segura de reservas de GoogleFREQUENTLY ASKED QUESTIONSPREGUNTAS FRECUENTES
Answers before we even talk.Respuestas antes de hablar.
Is the consultation really free?¿La consulta es realmente gratuita?
Yes. The initial consultation is free and there is no obligation to enroll.Sí. La consulta inicial es gratuita y no tienes obligación de inscribirte.
What types of insurance do you help with?¿Con qué tipos de seguro ayudan?
Moya Insurance helps individuals, families, self-employed professionals, and small businesses explore health and life insurance options.Moya Insurance ayuda a personas, familias, trabajadores independientes y pequeños negocios a explorar opciones de seguro de salud y vida.
Do I have to wait for open enrollment?¿Tengo que esperar la inscripción abierta?
Not always. Your eligibility depends on the type of coverage, your location, and your circumstances. We can help you review what may be available now.No siempre. Depende del tipo de cobertura, tu ubicación y tus circunstancias. Podemos ayudarte a revisar lo que está disponible ahora.
Can you help self-employed and 1099 workers?¿Ayudan a trabajadores independientes y 1099?
Yes. Helping freelancers, contractors, real estate professionals, and business owners is a major focus of our work.Sí. Ayudar a freelancers, contratistas, profesionales de bienes raíces y dueños de negocios es una parte importante de nuestro trabajo.
What should I have ready for the call?¿Qué debo tener listo para la llamada?
It helps to know who needs coverage, your preferred doctors or medications, your budget, and when you want coverage to begin.Ayuda saber quién necesita cobertura, tus médicos o medicamentos preferidos, tu presupuesto y cuándo deseas comenzar.
Will my information be kept private?¿Mi información será privada?
We use the information you provide to respond to your request and discuss coverage. Please do not send sensitive medical or financial information through the appointment form.Usamos la información que proporcionas para responder y hablar sobre cobertura. No envíes información médica o financiera sensible en el formulario.
What messages will I receive after booking?¿Qué mensajes recibiré después de reservar?
Only appointment-related communication, such as confirmation, scheduling details, and reminders. Booking does not provide permission for unrelated promotional messages.Solamente comunicaciones relacionadas con la cita, como confirmación, detalles de programación y recordatorios. Reservar no da permiso para mensajes promocionales no relacionados.
PRIVACY POLICYPOLÍTICA DE PRIVACIDAD
Your information deserves care.Tu información merece cuidado.
Information submitted through this website or the linked booking page is used to arrange your consultation and send appointment-related confirmations and reminders. Moya Insurance does not sell your personal information or use appointment consent for unrelated promotional messages.La información enviada por este sitio o la página de reservas se usa para coordinar tu consulta y enviar confirmaciones y recordatorios relacionados con la cita. Moya Insurance no vende tu información personal ni usa el consentimiento de la cita para mensajes promocionales no relacionados.
Do not submit Social Security numbers, payment details, medical records, or other highly sensitive information through this website. To request access, correction, or deletion of information you have provided, contact Jonathan using the email or phone number below.No envíes números de Seguro Social, datos de pago, expedientes médicos ni otra información sensible por este sitio. Para solicitar acceso, corrección o eliminación de información, comunícate con Jonathan.